EMAAR Georgia

Financing a Waterfront purchase: the instalment plan, the banks, and the 60% question

Understand seller instalments, the earlier 10% · 30% · 60% payment example, assignment and the difference from a bank mortgage.

Instalments, not a bank mortgage

An instalment plan spreads the purchase price under the seller’s sale agreement; it is not a bank mortgage. You pay the agreed instalments for a home that will be built, with most of the price, 60%, due only at handover. A separate bank loan, if needed, is assessed by the lender.

Payment plan: 10% · 30% · 60%

Completed presales at Tbilisi Waterfront offer an indicative guide to future payment arrangements in Batumi. The 10-30-60 structure works as follows: you pay 10% initially, 30% during construction and 60% at handover.

10%

Initial payment

At the agreed purchase stage

30%

During construction

Three payments of 10%

60%

At handover

The remaining purchase balance

The middle 30% is split into three payments of 10%. The intervals and other terms depend on the phase and property type; your contract sets out the exact schedule.

Assignment and resale

Assignment of rights under the preliminary sale agreement was provided for after 20% had been paid, not at the BEOI reservation stage. Check the permission, timing and charges for your phase and property type.

Choose a purchase whose instalments you can meet without relying on a future resale or an unapproved bank loan.

Enquiry and reservation

In completed presales, a purchase began with an expression of interest (EOI) and a $2,000 payment. The steps below show how you submit your preferences, select a home, reserve it and complete the contract.

  1. Register your interest

    You specify the city, preferred home type and budget, then submit your EOI during the application window. Payment follows the written instructions.

  2. Enter the selection process

    The $2,000 EOI payment confirms your participation in the selection process. It does not yet reserve a specific home.

  3. Choose a home and reserve

    You choose an available home and receive the BEOI reservation document with its reference and payment amount. The payment window is 24 hours.

  4. Sign and begin the payment plan

    You sign the preliminary sale agreement and make the initial payment, with the EOI amount credited towards it. Further instalments follow your contract's payment schedule.

USDT on TRON

This option was not available in the first presales. A compliant route for holders of USDT on TRON (TRC20) is planned for future releases; ask the team about availability. Never send cryptocurrency to agents or unverified wallets. Follow the written instructions for an authorised, legally compliant conversion and payment route, and verify those instructions before paying.

Pay safely

Never send any advance or funds to third parties. Always verify documents, bank details and payment purpose. Payments must be made directly and exclusively to the official developer entity named in your purchase contract: LLC Eagle Hills Georgia, registration ID 404770011.

Talk to us before the next release

Tell us your preferred setting, home type and budget. We will help you explore suitable options and understand the next steps.

Keep reading

WhatsApp
Global edition · 15 languages

Choose your language

Explore the projects, guides and practical information in your preferred language. Project names and original source documents retain their original wording.

01EnglishEnglish✓02ქართულიGeorgian03TürkçeTurkish04РусскийRussian05AzərbaycancaAzerbaijani06ҚазақшаKazakh07O‘zbekchaUzbek08EspañolSpanish09FrançaisFrench10DeutschGerman11PolskiPolish12简体中文Simplified Chinese13עבריתHebrew14العربيةArabic15فارسیPersian